Costs and charge
The terms and conditions into mortgage loans require you to found typical income, social protection or pension payments and rehearse DNB as your casual financial.
Computation away from active rates
BLU Initiate:Loan amount NOK dos 000 100 to 85 % out of market price. Moderate interest rate step 3.39 % p.an effective. Annuity loan having productive rate of interest step three,52 % p.an effective. as well as top-avoid commission NOK step three 190 and you may instalment percentage NOK 65. Rates NOK 990 890, total NOK dos 990 890 more 25 years.
Loan amount NOK dos 000 100000, moderate rate of interest 4.69 % p.good. to own step 3 seasons fixed price. Annuity mortgage that have productive rate of interest 4.87 % p.a great. and additionally front-prevent fee NOK step three 190 and you will instalment commission NOK 65. Pricing NOK step one 422 590, totalt NOK step 3 422 590 more twenty five years.
Car finance to have young adults that have deposit thirty five % or even more:Loan amount NOK 150 100 around 65 % out of purchase price. Annuity financing having moderate interest rate 4.74 % p.good., effective interest 6.54 % p.a beneficial. as well as front side-avoid percentage NOK dos 500 and you may instalment commission NOK 65. Costs NOK 25 484, complete NOK 175 484 more 5 years.
Amount borrowed NOK fifty 100. Affordable interest rate % p.good. Annuity mortgage having energetic rate of interest % p.good. plus top-prevent fee NOK five hundred and instalment fee NOK 50. Total cost NOK 68 777 over five years.
Fixed-price home loan Saga:Amount borrowed NOK dos 000 100, moderate interest rate cuatro.69 % p.a good. having 3 season fixed price. Annuity loan that have effective rate of interest 4.87 % p.an effective. also front-avoid fee NOK step 3 190 and you can instalment fee NOK 65. Prices NOK 1 422 590, totalt NOK step three 422 590 more twenty five years.
Car loan Tale and you will Tale Platinum having 35 % down-payment:Amount borrowed 150 100 NOK around 65 % out-of purchase price. Annuity financing which have nominal rate of interest 4,74 % p.an excellent., effective rate of interest six.44 % p.an excellent. and top-end commission NOK 2 300 and you will instalment percentage NOK 65. Pricing NOK twenty-five 259, overall NOK 175 259 over five years.
Saga https://paydayloanalabama.com/mcmullen/ Liquidity set-aside:Amount borrowed NOK 70 100000. Nominal interest rate %, productive interest % in addition to side-avoid fee NOK five-hundred. Prices NOK cuatro 574, total NOK 74 574 more than 12 months.
Home mortgage up to 75 % off ount NOK dos 100 100, doing 75 % out-of market value. Affordable rate of interest cuatro,29 % p.an excellent. Annuity financing having energetic interest rate cuatro,forty-five % p.a. as well as top-end commission NOK step 3 190 and you may instalment percentage NOK 65. Pricing NOK step 1 286 390, overall NOK 3 286 390 more than twenty five years.
Household collateral line of credit:Loan amount NOK 2 100 100000, as much as 75 % of market price. Affordable rate of interest cuatro,30 % p.a. Annuity financing with productive interest cuatro,45 % p.a beneficial. in addition to front-prevent fee NOK 3 190 and you will instalment commission NOK 65. Pricing NOK step one 286 390, overall NOK 3 286 390 more than 25 years..
Fixed-price real estate loan:Amount borrowed NOK 2 100000 100 as much as 75 % of market price. Affordable interest 4.74 % p.an excellent. to have step 3 12 months fixed speed months. Annuity financing that have effective interest rate 4.ninety five % p.an effective. including front-avoid commission NOK step three 190 and you may instalment fee NOK 65. Pricing NOK step 1 439 690, overall NOK 3 439 690 more 25 years.
Eco-friendly home loan:Loan amount NOK dos 100 100000 around 85 % away from market value. Nominal interest rate 3.39 % p.a. Annuity mortgage having active interest 3.52 % p.an excellent. plus front-prevent payment NOK step 3 190 and instalment fee NOK 65. Costs NOK 990 890, totalt NOK dos 990 890 more than 25 years.